Rizki Fauziyah Nasution, Maya Anggraini Siregar, M.Rifq Al Fahrezi dan Reni Ria Armayani Hasibuan (2025) “TANTANGAN REGULASI DAN ETIKA FINTECH SYARI’AH DI ERA DIGITAL”, INTERNATIONAL, Journal of Sharia Business Management, 4(4), hlm. 82–91. Tersedia pada: https://e-journalbarokahpublisher.com/index.php/JMBS/article/view/168 (Diakses: 24 April 2026).