Ami Nullah Marlis Tanjung dan M. Guffar Harahap (2025) “THE EFFECT OF NON PERFORMING FINANCING AND NET INCOME ON FINANCING AT BSI 2023 TO 2025”, INTERNATIONAL, Journal of Sharia Business Management, 4(6), hlm. 652–666. Tersedia pada: https://e-journalbarokahpublisher.com/index.php/JMBS/article/view/257 (Diakses: 24 April 2026).