Zuhra Nahda, Nur Ahmadi Bi Rahmani dan Kusmilawaty (2023) “PENGARUH RASIO CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING FINANCING (NPF) , BOPO, FINANCING TO DEPOSIT RATIO (FDR), TERHADAP ROA BANK UMUM SYARIAH DI INDONESIA PERIODE 2018-2022”, INTERNATIONAL, Journal of Sharia Business Management, 2(3), hlm. 151–167. Tersedia pada: https://e-journalbarokahpublisher.com/index.php/JMBS/article/view/69 (Diakses: 24 April 2026).