Ami Nullah Marlis Tanjung, dan M. Guffar Harahap. “THE EFFECT OF NON PERFORMING FINANCING AND NET INCOME ON FINANCING AT BSI 2023 TO 2025”. INTERNATIONAL, Journal of Sharia Business Management 4, no. 6 (Desember 30, 2025): 652–666. Diakses April 24, 2026. https://e-journalbarokahpublisher.com/index.php/JMBS/article/view/257.